A great way to get a deal on a cruise is through credit card reward points. Before I get into posting recommendations on credit cards, I thought it was important to first post a highlight of what to keep in mind when applying for cards and using points. Disclaimer It is important to keep in mind that this method should only be used if you have good credit and can afford to pay off your bill every month. If you do not pay off your bill monthly the interest and penalties will very quickly eliminate, and likely eclipse, any benefits discussed here. Additionally opening too many new lines of credit will not reflect well on a bank if you are applying for a mortgage, so I suggest avoiding this if you plan on buying a home within the next 2 years. Restriction rules Although there is no legal limit on how many cards you can have or open, many banks have their own restrictions. Please keep these in mind when applying, as the last thing you want is to have a hard hit on your credit repor...
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